Call reports 2001
PEOPLES BANK — 2001
What PEOPLES BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 9,987,000 | 19,692,000 | 30,130,000 | 36,896,000 |
| Total loans | 365,000 | 4,783,000 | 10,335,000 | 20,159,000 |
| Allowance for loan losses | 5,000 | 60,000 | 129,000 | 252,000 |
| Securities available for sale | 3,837,000 | 6,979,000 | 5,002,000 | 1,010,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,952,000 | 12,752,000 | 23,295,000 | 29,907,000 |
| Interest-bearing deposits | 2,501,000 | 11,281,000 | 20,108,000 | 26,394,000 |
| Noninterest-bearing deposits | 451,000 | 1,471,000 | 3,187,000 | 3,513,000 |
| Equity capital | 7,031,000 | 6,903,000 | 6,759,000 | 6,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 34,000 | 195,000 | 470,000 | 822,000 |
| Interest expense | 5,000 | 97,000 | 288,000 | 542,000 |
| Net interest income | 29,000 | 98,000 | 182,000 | 280,000 |
| Noninterest income | 1,000 | 6,000 | 10,000 | 20,000 |
| Noninterest expense | 179,000 | 396,000 | 655,000 | 946,000 |
| Provision for loan losses | 5,000 | 60,000 | 129,000 | 252,000 |
| Pretax income | -154,000 | -352,000 | -592,000 | -898,000 |
| Income tax | -73,000 | -139,000 | -233,000 | -353,000 |
| Net income | -81,000 | -213,000 | -359,000 | -545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,033,000 | 6,903,000 | 6,756,000 | 6,254,000 |
| Total capital | 7,038,000 | 6,963,000 | 6,885,000 | 6,506,000 |
| Risk-weighted assets | 2,105,000 | 7,206,000 | 14,484,000 | 22,940,000 |