Call reports 2026
1ST BANK OF SEA ISLE CITY — 2026
What 1ST BANK OF SEA ISLE CITY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 302,255,000 | 311,144,000 |
| Total loans | 242,777,000 | 239,349,000 |
| Allowance for loan losses | 1,370,000 | 1,367,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 24,010,000 | 24,112,000 |
| Trading assets | 0 | 0 |
| Total deposits | 239,132,000 | 251,201,000 |
| Interest-bearing deposits | 178,632,000 | 183,825,000 |
| Noninterest-bearing deposits | 60,500,000 | 67,376,000 |
| Equity capital | 29,579,000 | 29,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,411,000 | 6,908,000 |
| Interest expense | 959,000 | 1,942,000 |
| Net interest income | 2,452,000 | 4,966,000 |
| Noninterest income | 46,000 | 252,000 |
| Noninterest expense | 2,439,000 | 4,913,000 |
| Provision for loan losses | -11,000 | -14,000 |
| Pretax income | 59,000 | 305,000 |
| Income tax | 3,000 | 59,000 |
| Net income | 56,000 | 246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 29,569,000 | 29,759,000 |
| Total capital | 30,997,000 | 31,188,000 |
| Risk-weighted assets | 185,779,000 | 180,574,000 |