Call reports 2013
1ST BANK OF SEA ISLE CITY — 2013
What 1ST BANK OF SEA ISLE CITY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 241,602,000 | 240,455,000 | 240,753,000 | 233,963,000 |
| Total loans | 186,320,000 | 184,032,000 | 180,889,000 | 183,954,000 |
| Allowance for loan losses | 1,343,000 | 1,208,000 | 1,194,000 | 1,235,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,233,000 | 4,186,000 | 5,138,000 | 2,593,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,645,000 | 214,680,000 | 214,395,000 | 207,807,000 |
| Interest-bearing deposits | 192,484,000 | 189,074,000 | 190,209,000 | 184,489,000 |
| Noninterest-bearing deposits | 24,161,000 | 25,606,000 | 24,186,000 | 23,318,000 |
| Equity capital | 21,429,000 | 21,778,000 | 22,102,000 | 22,438,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,502,000 | 4,898,000 | 7,177,000 | 9,444,000 |
| Interest expense | 319,000 | 615,000 | 891,000 | 1,158,000 |
| Net interest income | 2,183,000 | 4,283,000 | 6,286,000 | 8,286,000 |
| Noninterest income | 97,000 | 178,000 | 281,000 | 389,000 |
| Noninterest expense | 1,502,000 | 3,258,000 | 4,850,000 | 6,398,000 |
| Provision for loan losses | 263,000 | 136,000 | 141,000 | 182,000 |
| Pretax income | 515,000 | 1,067,000 | 1,576,000 | 2,095,000 |
| Income tax | 189,000 | 392,000 | 578,000 | 760,000 |
| Net income | 326,000 | 675,000 | 998,000 | 1,335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,429,000 | 21,778,000 | 22,102,000 | 22,438,000 |
| Total capital | 22,772,000 | 22,986,000 | 23,296,000 | 23,673,000 |
| Risk-weighted assets | 158,558,000 | 153,671,000 | 154,840,000 | 151,782,000 |