Call reports 2001
GAINESVILLE BANK & TRUST — 2001
What GAINESVILLE BANK & TRUST reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 311,029,000 | 316,852,000 | 316,653,000 | 321,005,000 |
| Total loans | 236,463,000 | 233,883,000 | 238,389,000 | 249,014,000 |
| Allowance for loan losses | 2,818,000 | 2,952,000 | 2,935,000 | 2,936,000 |
| Securities available for sale | 43,845,000 | 44,765,000 | 49,380,000 | 47,572,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,364,000 | 253,282,000 | 254,636,000 | 253,282,000 |
| Interest-bearing deposits | 217,038,000 | 223,948,000 | 221,743,000 | 220,270,000 |
| Noninterest-bearing deposits | 29,326,000 | 29,334,000 | 32,893,000 | 33,012,000 |
| Equity capital | 18,918,000 | 19,412,000 | 20,358,000 | 20,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,328,000 | 12,622,000 | 18,674,000 | 24,335,000 |
| Interest expense | 3,598,000 | 7,054,000 | 10,357,000 | 13,095,000 |
| Net interest income | 2,730,000 | 5,568,000 | 8,317,000 | 11,240,000 |
| Noninterest income | 515,000 | 1,095,000 | 1,638,000 | 2,636,000 |
| Noninterest expense | 2,181,000 | 4,355,000 | 6,591,000 | 8,909,000 |
| Provision for loan losses | 170,000 | 340,000 | 377,000 | 415,000 |
| Pretax income | 894,000 | 1,968,000 | 3,025,000 | 4,590,000 |
| Income tax | 285,000 | 644,000 | 999,000 | 1,556,000 |
| Net income | 609,000 | 1,324,000 | 2,026,000 | 3,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,587,000 | 19,076,000 | 19,554,000 | 20,337,000 |
| Total capital | 21,405,000 | 22,028,000 | 22,489,000 | 23,273,000 |
| Risk-weighted assets | 250,373,000 | 239,925,000 | 245,130,000 | 249,840,000 |