Call report 2007Q3
MUSKEGON COMMERCE BANK — 2007Q3
The 22 measures MUSKEGON COMMERCE BANK reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 92,883,000 | USD | evidence → |
| Total loans | 82,782,000 | USD | evidence → |
| Allowance for loan losses | 1,355,000 | USD | evidence → |
| Securities available for sale | 75,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 76,732,000 | USD | evidence → |
| Interest-bearing deposits | 71,998,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,734,000 | USD | evidence → |
| Equity capital | 9,140,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,069,000 | USD | evidence → |
| Interest expense | 2,697,000 | USD | evidence → |
| Net interest income | 2,372,000 | USD | evidence → |
| Noninterest income | 357,000 | USD | evidence → |
| Noninterest expense | 2,657,000 | USD | evidence → |
| Provision for loan losses | 744,000 | USD | evidence → |
| Pretax income | -672,000 | USD | evidence → |
| Income tax | -224,000 | USD | evidence → |
| Net income | -448,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,442,000 | USD | evidence → |
| Total capital | 9,409,000 | USD | evidence → |
| Risk-weighted assets | 76,935,000 | USD | evidence → |