Call report 2003Q4
MUSKEGON COMMERCE BANK — 2003Q4
The 22 measures MUSKEGON COMMERCE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 85,908,000 | USD | evidence → |
| Total loans | 79,223,000 | USD | evidence → |
| Allowance for loan losses | 1,026,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 60,927,000 | USD | evidence → |
| Interest-bearing deposits | 52,924,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,003,000 | USD | evidence → |
| Equity capital | 8,955,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,460,000 | USD | evidence → |
| Interest expense | 1,685,000 | USD | evidence → |
| Net interest income | 3,775,000 | USD | evidence → |
| Noninterest income | 795,000 | USD | evidence → |
| Noninterest expense | 2,183,000 | USD | evidence → |
| Provision for loan losses | 212,000 | USD | evidence → |
| Pretax income | 2,175,000 | USD | evidence → |
| Income tax | 748,000 | USD | evidence → |
| Net income | 1,427,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,255,000 | USD | evidence → |
| Total capital | 9,222,000 | USD | evidence → |
| Risk-weighted assets | 77,310,000 | USD | evidence → |