Call report 2002Q1
MUSKEGON COMMERCE BANK — 2002Q1
The 22 measures MUSKEGON COMMERCE BANK reported to the FFIEC for 2002Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 78,202,000 | USD | evidence → |
| Total loans | 69,499,000 | USD | evidence → |
| Allowance for loan losses | 855,000 | USD | evidence → |
| Securities available for sale | 507,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 65,178,000 | USD | evidence → |
| Interest-bearing deposits | 59,976,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,202,000 | USD | evidence → |
| Equity capital | 7,592,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,398,000 | USD | evidence → |
| Interest expense | 536,000 | USD | evidence → |
| Net interest income | 862,000 | USD | evidence → |
| Noninterest income | 166,000 | USD | evidence → |
| Noninterest expense | 507,000 | USD | evidence → |
| Provision for loan losses | 19,000 | USD | evidence → |
| Pretax income | 502,000 | USD | evidence → |
| Income tax | 171,000 | USD | evidence → |
| Net income | 331,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,887,000 | USD | evidence → |
| Total capital | 7,729,000 | USD | evidence → |
| Risk-weighted assets | 67,343,000 | USD | evidence → |