Call reports 2007
CITIZENS BANK NEW HAMPSHIRE — 2007
What CITIZENS BANK NEW HAMPSHIRE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Total assets | 9,977,966,000 | 10,077,634,000 |
| Total loans | 5,908,217,000 | 5,922,221,000 |
| Allowance for loan losses | 34,599,000 | 33,040,000 |
| Securities available for sale | 3,038,463,000 | 3,035,613,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 11,339,000 | 14,095,000 |
| Total deposits | 6,234,429,000 | 6,412,055,000 |
| Interest-bearing deposits | 5,834,577,000 | 5,967,429,000 |
| Noninterest-bearing deposits | 399,852,000 | 444,626,000 |
| Equity capital | 816,043,000 | 751,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Interest income | 137,399,000 | 272,577,000 |
| Interest expense | 72,504,000 | 143,946,000 |
| Net interest income | 64,895,000 | 128,631,000 |
| Noninterest income | 24,873,000 | 60,118,000 |
| Noninterest expense | 36,345,000 | 72,046,000 |
| Provision for loan losses | 4,643,000 | 5,889,000 |
| Pretax income | 48,748,000 | 110,782,000 |
| Income tax | 16,678,000 | 37,327,000 |
| Net income | 32,070,000 | 73,455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Tier 1 capital | 676,340,000 | 627,183,000 |
| Total capital | 714,551,000 | 662,589,000 |
| Risk-weighted assets | 6,280,582,000 | 6,333,461,000 |