Call reports 2006
CITIZENS BANK NEW HAMPSHIRE — 2006
What CITIZENS BANK NEW HAMPSHIRE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 9,458,006,000 | 9,984,349,000 | 9,828,929,000 | 10,185,131,000 |
| Total loans | 5,888,644,000 | 6,248,930,000 | 6,031,105,000 | 5,891,768,000 |
| Allowance for loan losses | 39,067,000 | 36,193,000 | 34,708,000 | 32,885,000 |
| Securities available for sale | 2,950,316,000 | 3,128,614,000 | 2,956,319,000 | 2,841,802,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 13,631,000 | 14,751,000 | 11,786,000 | 11,436,000 |
| Total deposits | 5,828,655,000 | 6,318,853,000 | 6,134,891,000 | 6,287,697,000 |
| Interest-bearing deposits | 4,747,257,000 | 5,165,804,000 | 5,088,104,000 | 5,915,107,000 |
| Noninterest-bearing deposits | 1,081,398,000 | 1,153,049,000 | 1,046,787,000 | 372,590,000 |
| Equity capital | 750,032,000 | 770,334,000 | 842,573,000 | 874,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 125,259,000 | 256,321,000 | 393,189,000 | 529,071,000 |
| Interest expense | 59,037,000 | 124,659,000 | 195,184,000 | 265,484,000 |
| Net interest income | 66,222,000 | 131,662,000 | 198,005,000 | 263,587,000 |
| Noninterest income | 23,391,000 | 51,748,000 | 78,702,000 | 104,844,000 |
| Noninterest expense | 35,787,000 | 73,617,000 | 108,920,000 | 146,542,000 |
| Provision for loan losses | 2,570,000 | 1,357,000 | 2,027,000 | 2,966,000 |
| Pretax income | 51,445,000 | 108,625,000 | 167,392,000 | 222,754,000 |
| Income tax | 17,708,000 | 37,350,000 | 57,519,000 | 75,075,000 |
| Net income | 33,737,000 | 71,275,000 | 109,873,000 | 147,679,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 629,816,000 | 667,354,000 | 705,952,000 | 743,758,000 |
| Total capital | 670,932,000 | 706,514,000 | 744,586,000 | 780,263,000 |
| Risk-weighted assets | 6,066,307,000 | 6,486,124,000 | 6,249,460,000 | 6,264,514,000 |