Call reports 2002
CITIZENS BANK NEW HAMPSHIRE — 2002
What CITIZENS BANK NEW HAMPSHIRE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 5,969,330,000 | 6,353,111,000 | 6,517,946,000 | 6,903,475,000 |
| Total loans | 3,085,858,000 | 3,164,721,000 | 3,256,529,000 | 3,324,935,000 |
| Allowance for loan losses | 37,387,000 | 41,006,000 | 42,099,000 | 42,182,000 |
| Securities available for sale | 2,456,965,000 | 2,528,500,000 | 2,818,235,000 | 2,737,773,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,175,270,000 | 4,455,236,000 | 4,844,877,000 | 4,889,468,000 |
| Interest-bearing deposits | 3,376,904,000 | 3,591,474,000 | 3,937,904,000 | 4,018,557,000 |
| Noninterest-bearing deposits | 798,366,000 | 863,762,000 | 906,973,000 | 870,911,000 |
| Equity capital | 554,645,000 | 576,294,000 | 575,246,000 | 595,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 85,996,000 | 171,180,000 | 255,555,000 | 339,575,000 |
| Interest expense | 25,694,000 | 50,264,000 | 77,119,000 | 102,689,000 |
| Net interest income | 60,302,000 | 120,916,000 | 178,436,000 | 236,886,000 |
| Noninterest income | 19,217,000 | 40,667,000 | 60,790,000 | 81,040,000 |
| Noninterest expense | 36,378,000 | 72,789,000 | 109,870,000 | 145,273,000 |
| Provision for loan losses | 2,882,000 | 5,804,000 | 9,686,000 | 10,647,000 |
| Pretax income | 41,953,000 | 86,161,000 | 128,900,000 | 171,876,000 |
| Income tax | 15,329,000 | 31,596,000 | 46,784,000 | 62,994,000 |
| Net income | 26,624,000 | 54,565,000 | 82,116,000 | 108,882,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 377,360,000 | 371,367,000 | 359,921,000 | 386,685,000 |
| Total capital | 414,747,000 | 412,373,000 | 402,020,000 | 428,867,000 |
| Risk-weighted assets | 3,594,609,000 | 3,643,225,000 | 3,671,198,000 | 3,920,396,000 |