Call reports 2001
CITIZENS BANK NEW HAMPSHIRE — 2001
What CITIZENS BANK NEW HAMPSHIRE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 5,371,436,000 | 5,666,751,000 | 5,648,118,000 | 6,173,504,000 |
| Total loans | 2,777,436,000 | 2,908,977,000 | 2,983,325,000 | 3,032,229,000 |
| Allowance for loan losses | 37,594,000 | 35,523,000 | 38,934,000 | 36,129,000 |
| Securities available for sale | 2,012,815,000 | 2,169,513,000 | 2,174,771,000 | 2,576,065,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,916,305,000 | 3,811,172,000 | 4,065,191,000 | 4,206,134,000 |
| Interest-bearing deposits | 3,605,382,000 | 3,474,669,000 | 3,309,782,000 | 3,382,235,000 |
| Noninterest-bearing deposits | 310,923,000 | 336,503,000 | 755,409,000 | 823,899,000 |
| Equity capital | 545,072,000 | 540,442,000 | 594,570,000 | 556,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 90,792,000 | 181,015,000 | 272,942,000 | 362,818,000 |
| Interest expense | 44,012,000 | 82,881,000 | 118,165,000 | 148,154,000 |
| Net interest income | 46,780,000 | 98,134,000 | 154,777,000 | 214,664,000 |
| Noninterest income | 16,857,000 | 34,918,000 | 51,914,000 | 69,750,000 |
| Noninterest expense | 35,479,000 | 71,614,000 | 109,925,000 | 148,654,000 |
| Provision for loan losses | -3,710,000 | -420,000 | 3,870,000 | 2,800,000 |
| Pretax income | 36,403,000 | 67,006,000 | 98,229,000 | 138,944,000 |
| Income tax | 14,495,000 | 26,278,000 | 38,416,000 | 50,433,000 |
| Net income | 22,860,000 | 41,680,000 | 60,765,000 | 89,463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 360,923,000 | 368,170,000 | 386,111,000 | 374,735,000 |
| Total capital | 398,517,000 | 403,693,000 | 425,045,000 | 410,864,000 |
| Risk-weighted assets | 3,643,780,000 | 3,755,787,000 | 3,725,749,000 | 3,559,976,000 |