Call reports 2002
STONE CITY BANK OF BEDFORD, INDIANA — 2002
What STONE CITY BANK OF BEDFORD, INDIANA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 51,788,000 | 52,825,000 | 53,834,000 | 54,760,000 |
| Total loans | 19,672,000 | 21,247,000 | 24,020,000 | 26,261,000 |
| Allowance for loan losses | 388,000 | 398,000 | 463,000 | 464,000 |
| Securities available for sale | 22,969,000 | 24,019,000 | 22,182,000 | 18,923,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,196,000 | 46,482,000 | 47,149,000 | 48,143,000 |
| Interest-bearing deposits | 37,894,000 | 38,303,000 | 38,405,000 | 39,752,000 |
| Noninterest-bearing deposits | 7,302,000 | 8,179,000 | 8,744,000 | 8,391,000 |
| Equity capital | 4,702,000 | 5,053,000 | 5,337,000 | 5,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 679,000 | 1,390,000 | 2,104,000 | 2,814,000 |
| Interest expense | 275,000 | 546,000 | 803,000 | 1,044,000 |
| Net interest income | 404,000 | 844,000 | 1,301,000 | 1,770,000 |
| Noninterest income | 110,000 | 256,000 | 390,000 | 578,000 |
| Noninterest expense | 485,000 | 1,006,000 | 1,543,000 | 2,130,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 32,000 | 97,000 | 151,000 | 224,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 32,000 | 97,000 | 151,000 | 224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,636,000 | 4,701,000 | 4,745,000 | 4,804,000 |
| Total capital | 4,967,000 | 5,047,000 | 5,114,000 | 5,202,000 |
| Risk-weighted assets | 26,423,000 | 27,635,000 | 29,403,000 | 31,776,000 |