Call reports 2001
STONE CITY BANK OF BEDFORD, INDIANA — 2001
What STONE CITY BANK OF BEDFORD, INDIANA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 45,793,000 | 46,948,000 | 47,152,000 | 47,636,000 |
| Total loans | 18,737,000 | 18,315,000 | 17,961,000 | 17,883,000 |
| Allowance for loan losses | 373,000 | 375,000 | 361,000 | 392,000 |
| Securities available for sale | 18,262,000 | 19,347,000 | 20,436,000 | 20,910,000 |
| Securities held to maturity | 83,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,513,000 | 40,892,000 | 40,763,000 | 41,527,000 |
| Interest-bearing deposits | 32,330,000 | 32,693,000 | 33,622,000 | 33,813,000 |
| Noninterest-bearing deposits | 7,183,000 | 8,199,000 | 7,141,000 | 7,714,000 |
| Equity capital | 4,980,000 | 4,756,000 | 5,029,000 | 4,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 774,000 | 1,513,000 | 2,211,000 | 2,905,000 |
| Interest expense | 350,000 | 689,000 | 1,003,000 | 1,288,000 |
| Net interest income | 424,000 | 824,000 | 1,208,000 | 1,617,000 |
| Noninterest income | 79,000 | 174,000 | 288,000 | 420,000 |
| Noninterest expense | 468,000 | 1,148,000 | 1,563,000 | 2,002,000 |
| Provision for loan losses | 2,000 | 5,000 | 5,000 | 55,000 |
| Pretax income | 33,000 | -155,000 | -50,000 | -105,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 33,000 | -155,000 | -50,000 | -105,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,805,000 | 4,589,000 | 4,694,000 | 4,614,000 |
| Total capital | 5,114,000 | 4,927,000 | 5,001,000 | 4,925,000 |
| Risk-weighted assets | 24,672,000 | 27,009,000 | 24,516,000 | 24,840,000 |