Call reports 2026
ONE COMMUNITY BANK — 2026
What ONE COMMUNITY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 2,545,338,000 | 2,627,958,000 |
| Total loans | 2,178,359,000 | 2,227,283,000 |
| Allowance for loan losses | 22,856,000 | 23,343,000 |
| Securities available for sale | 193,608,000 | 202,820,000 |
| Securities held to maturity | 61,689,000 | 57,372,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,997,100,000 | 2,065,669,000 |
| Interest-bearing deposits | 1,656,099,000 | 1,698,444,000 |
| Noninterest-bearing deposits | 341,001,000 | 367,225,000 |
| Equity capital | 323,246,000 | 332,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 35,047,000 | 71,542,000 |
| Interest expense | 13,867,000 | 27,730,000 |
| Net interest income | 21,180,000 | 43,812,000 |
| Noninterest income | 1,968,000 | 4,121,000 |
| Noninterest expense | 12,565,000 | 25,347,000 |
| Provision for loan losses | 891,000 | 1,430,000 |
| Pretax income | 10,126,000 | 21,504,000 |
| Income tax | 2,067,000 | 4,382,000 |
| Net income | 8,059,000 | 17,122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 324,691,000 | 334,343,000 |