Call reports 2024
ONE COMMUNITY BANK — 2024
What ONE COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,144,230,000 | 2,161,909,000 | 2,181,049,000 | 2,168,445,000 |
| Total loans | 1,822,519,000 | 1,847,974,000 | 1,831,864,000 | 1,819,433,000 |
| Allowance for loan losses | 17,049,000 | 17,553,000 | 17,934,000 | 18,228,000 |
| Securities available for sale | 133,048,000 | 130,582,000 | 144,949,000 | 159,247,000 |
| Securities held to maturity | 82,418,000 | 80,086,000 | 79,300,000 | 76,636,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,636,192,000 | 1,637,526,000 | 1,682,681,000 | 1,691,030,000 |
| Interest-bearing deposits | 1,334,304,000 | 1,332,272,000 | 1,357,129,000 | 1,379,011,000 |
| Noninterest-bearing deposits | 301,888,000 | 305,254,000 | 325,552,000 | 312,019,000 |
| Equity capital | 224,850,000 | 227,843,000 | 236,527,000 | 235,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 26,686,000 | 54,387,000 | 83,467,000 | 112,532,000 |
| Interest expense | 13,262,000 | 26,976,000 | 41,285,000 | 55,230,000 |
| Net interest income | 13,424,000 | 27,411,000 | 42,182,000 | 57,302,000 |
| Noninterest income | 1,588,000 | 3,327,000 | 5,230,000 | 6,953,000 |
| Noninterest expense | 9,448,000 | 18,879,000 | 29,138,000 | 39,661,000 |
| Provision for loan losses | 658,000 | 1,183,000 | 1,840,000 | 2,134,000 |
| Pretax income | 5,198,000 | 10,993,000 | 16,954,000 | 22,860,000 |
| Income tax | 1,099,000 | 2,332,000 | 3,604,000 | 4,873,000 |
| Net income | 4,099,000 | 8,661,000 | 13,350,000 | 17,987,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 227,493,000 | 231,052,000 | 236,340,000 | 240,074,000 |