Call reports 2023
ONE COMMUNITY BANK — 2023
What ONE COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,873,686,000 | 1,916,254,000 | 2,136,315,000 | 2,167,058,000 |
| Total loans | 1,613,013,000 | 1,655,077,000 | 1,812,031,000 | 1,829,747,000 |
| Allowance for loan losses | 14,112,000 | 14,655,000 | 16,224,000 | 16,398,000 |
| Securities available for sale | 142,750,000 | 141,385,000 | 133,811,000 | 136,822,000 |
| Securities held to maturity | 15,938,000 | 15,831,000 | 88,744,000 | 85,854,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,463,427,000 | 1,491,123,000 | 1,646,709,000 | 1,631,701,000 |
| Interest-bearing deposits | 1,160,541,000 | 1,175,245,000 | 1,319,732,000 | 1,319,625,000 |
| Noninterest-bearing deposits | 302,887,000 | 315,879,000 | 326,977,000 | 312,076,000 |
| Equity capital | 177,762,000 | 177,992,000 | 216,406,000 | 223,762,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 19,944,000 | 41,381,000 | 70,613,000 | 96,813,000 |
| Interest expense | 7,802,000 | 17,406,000 | 29,665,000 | 42,314,000 |
| Net interest income | 12,142,000 | 23,975,000 | 40,948,000 | 54,499,000 |
| Noninterest income | 1,664,000 | 3,044,000 | 4,847,000 | 6,738,000 |
| Noninterest expense | 8,352,000 | 16,857,000 | 27,691,000 | 37,308,000 |
| Provision for loan losses | 486,000 | 1,049,000 | 1,711,000 | 1,941,000 |
| Pretax income | 5,345,000 | 9,720,000 | 17,157,000 | 22,368,000 |
| Income tax | 1,406,000 | 2,561,000 | 4,154,000 | 5,415,000 |
| Net income | 3,939,000 | 7,159,000 | 13,003,000 | 16,953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 178,710,000 | 180,425,000 | 222,895,000 | 225,441,000 |