Call reports 2022
ONE COMMUNITY BANK — 2022
What ONE COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,614,535,000 | 1,687,598,000 | 1,780,838,000 | 1,844,102,000 |
| Total loans | 1,350,908,000 | 1,437,693,000 | 1,536,915,000 | 1,583,168,000 |
| Allowance for loan losses | 10,386,000 | 11,006,000 | 11,635,000 | 12,249,000 |
| Securities available for sale | 144,853,000 | 139,413,000 | 136,977,000 | 140,561,000 |
| Securities held to maturity | 13,573,000 | 17,107,000 | 16,892,000 | 16,406,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,358,856,000 | 1,350,104,000 | 1,399,107,000 | 1,459,519,000 |
| Interest-bearing deposits | 1,012,252,000 | 1,006,073,000 | 1,060,067,000 | 1,113,010,000 |
| Noninterest-bearing deposits | 346,605,000 | 344,031,000 | 339,040,000 | 346,508,000 |
| Equity capital | 175,078,000 | 171,418,000 | 172,907,000 | 176,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 14,315,000 | 29,634,000 | 47,032,000 | 66,279,000 |
| Interest expense | 970,000 | 2,287,000 | 5,190,000 | 10,593,000 |
| Net interest income | 13,345,000 | 27,347,000 | 41,842,000 | 55,686,000 |
| Noninterest income | 2,093,000 | 3,802,000 | 5,271,000 | 6,663,000 |
| Noninterest expense | 7,899,000 | 15,854,000 | 23,820,000 | 31,337,000 |
| Provision for loan losses | 625,000 | 1,250,000 | 1,875,000 | 2,500,000 |
| Pretax income | 7,148,000 | 14,438,000 | 21,760,000 | 28,859,000 |
| Income tax | 1,900,000 | 3,835,000 | 5,782,000 | 7,666,000 |
| Net income | 5,248,000 | 10,603,000 | 15,978,000 | 21,193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 165,353,000 | 167,203,000 | 173,171,000 | 176,740,000 |