Call reports 2021
ONE COMMUNITY BANK — 2021
What ONE COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,420,533,000 | 1,530,829,000 | 1,541,109,000 | 1,614,121,000 |
| Total loans | 1,195,887,000 | 1,277,307,000 | 1,317,636,000 | 1,330,560,000 |
| Allowance for loan losses | 7,467,000 | 8,088,000 | 8,593,000 | 9,793,000 |
| Securities available for sale | 76,778,000 | 109,643,000 | 112,881,000 | 134,119,000 |
| Securities held to maturity | 15,454,000 | 14,578,000 | 14,449,000 | 13,956,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,160,412,000 | 1,273,030,000 | 1,266,240,000 | 1,347,872,000 |
| Interest-bearing deposits | 849,926,000 | 933,115,000 | 928,013,000 | 983,719,000 |
| Noninterest-bearing deposits | 310,485,000 | 339,914,000 | 338,227,000 | 364,154,000 |
| Equity capital | 157,327,000 | 174,611,000 | 179,286,000 | 179,973,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 12,236,000 | 25,645,000 | 40,184,000 | 54,833,000 |
| Interest expense | 1,020,000 | 1,973,000 | 2,873,000 | 3,841,000 |
| Net interest income | 11,216,000 | 23,672,000 | 37,311,000 | 50,992,000 |
| Noninterest income | 3,189,000 | 6,179,000 | 8,125,000 | 9,967,000 |
| Noninterest expense | 7,697,000 | 15,289,000 | 23,157,000 | 30,608,000 |
| Provision for loan losses | 408,000 | 1,018,000 | 1,518,000 | 2,833,000 |
| Pretax income | 6,416,000 | 13,670,000 | 20,866,000 | 27,566,000 |
| Income tax | 1,699,000 | 3,623,000 | 5,524,000 | 7,306,000 |
| Net income | 4,717,000 | 10,047,000 | 15,342,000 | 20,260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 137,285,000 | 154,708,000 | 160,597,000 | 162,510,000 |