Call reports 2020
ONE COMMUNITY BANK — 2020
What ONE COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 631,334,000 | 1,321,817,000 | 1,309,417,000 | 1,356,056,000 |
| Total loans | 533,447,000 | 1,117,315,000 | 1,137,877,000 | 1,150,350,000 |
| Allowance for loan losses | 4,393,000 | 5,375,000 | 6,107,000 | 6,611,000 |
| Securities available for sale | 8,745,000 | 56,098,000 | 51,554,000 | 64,030,000 |
| Securities held to maturity | 16,498,000 | 16,284,000 | 16,146,000 | 15,825,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 494,899,000 | 1,057,038,000 | 1,051,231,000 | 1,095,761,000 |
| Interest-bearing deposits | 318,229,000 | 728,454,000 | 770,910,000 | 787,684,000 |
| Noninterest-bearing deposits | 176,669,000 | 328,584,000 | 280,321,000 | 308,077,000 |
| Equity capital | 79,785,000 | 159,415,000 | 156,563,000 | 156,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,778,000 | 17,729,000 | 31,606,000 | 47,719,000 |
| Interest expense | 1,070,000 | 2,707,000 | 4,113,000 | 5,899,000 |
| Net interest income | 5,708,000 | 15,022,000 | 27,493,000 | 41,820,000 |
| Noninterest income | 751,000 | 3,108,000 | 6,365,000 | 10,445,000 |
| Noninterest expense | 2,647,000 | 8,155,000 | 15,950,000 | 26,763,000 |
| Provision for loan losses | 250,000 | 1,095,000 | 1,825,000 | 2,455,000 |
| Pretax income | 3,578,000 | 8,900,000 | 16,104,000 | 23,068,000 |
| Income tax | 800,000 | 2,222,000 | 4,318,000 | 6,120,000 |
| Net income | 2,778,000 | 6,678,000 | 11,786,000 | 16,948,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,577,000 | 136,671,000 | 134,304,000 | 134,574,000 |