Call reports 2019
ONE COMMUNITY BANK — 2019
What ONE COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 480,531,000 | 489,563,000 | 524,452,000 | 619,951,000 |
| Total loans | 394,001,000 | 412,642,000 | 459,938,000 | 511,916,000 |
| Allowance for loan losses | 4,171,000 | 4,179,000 | 4,147,000 | 4,147,000 |
| Securities available for sale | 9,120,000 | 8,855,000 | 8,919,000 | 8,787,000 |
| Securities held to maturity | 29,552,000 | 28,437,000 | 24,787,000 | 20,640,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 393,768,000 | 397,051,000 | 406,741,000 | 504,858,000 |
| Interest-bearing deposits | 280,393,000 | 279,990,000 | 281,747,000 | 325,098,000 |
| Noninterest-bearing deposits | 113,375,000 | 117,061,000 | 124,994,000 | 179,760,000 |
| Equity capital | 69,535,000 | 72,006,000 | 74,619,000 | 76,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,113,000 | 10,505,000 | 16,393,000 | 23,024,000 |
| Interest expense | 601,000 | 1,291,000 | 2,112,000 | 3,210,000 |
| Net interest income | 4,512,000 | 9,214,000 | 14,281,000 | 19,814,000 |
| Noninterest income | 1,112,000 | 1,952,000 | 2,859,000 | 3,720,000 |
| Noninterest expense | 2,329,000 | 4,673,000 | 7,151,000 | 10,275,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,295,000 | 6,493,000 | 9,989,000 | 13,259,000 |
| Income tax | 692,000 | 1,478,000 | 2,396,000 | 3,270,000 |
| Net income | 2,603,000 | 5,015,000 | 7,593,000 | 9,989,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,413,000 | 71,825,000 | 74,403,000 | 76,799,000 |
| Total capital | 73,584,000 | 76,004,000 | 78,550,000 | 80,946,000 |
| Risk-weighted assets | 420,111,000 | 459,600,000 | 511,605,000 | 582,598,000 |