Call reports 2018
ONE COMMUNITY BANK — 2018
What ONE COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 333,901,000 | 355,149,000 | 455,639,000 | 463,188,000 |
| Total loans | 303,545,000 | 305,768,000 | 369,102,000 | 381,633,000 |
| Allowance for loan losses | 3,382,000 | 3,602,000 | 4,166,000 | 4,157,000 |
| Securities available for sale | 10,029,000 | 9,657,000 | 9,566,000 | 9,100,000 |
| Securities held to maturity | 0 | 0 | 33,242,000 | 31,324,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,660,000 | 295,072,000 | 370,547,000 | 379,830,000 |
| Interest-bearing deposits | 212,156,000 | 222,270,000 | 267,926,000 | 272,496,000 |
| Noninterest-bearing deposits | 61,504,000 | 72,802,000 | 102,621,000 | 107,334,000 |
| Equity capital | 39,497,000 | 41,239,000 | 64,935,000 | 66,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,429,000 | 7,223,000 | 13,984,000 | 19,048,000 |
| Interest expense | 448,000 | 999,000 | 1,814,000 | 2,385,000 |
| Net interest income | 2,981,000 | 6,224,000 | 12,170,000 | 16,663,000 |
| Noninterest income | 530,000 | 1,146,000 | 1,872,000 | 2,431,000 |
| Noninterest expense | 1,625,000 | 3,319,000 | 6,624,000 | 9,168,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,886,000 | 4,051,000 | 7,418,000 | 9,926,000 |
| Income tax | 488,000 | 920,000 | 1,679,000 | 2,314,000 |
| Net income | 1,398,000 | 3,131,000 | 5,739,000 | 7,612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,495,000 | 41,227,000 | 64,938,000 | 66,810,000 |
| Total capital | 42,877,000 | 44,829,000 | 69,104,000 | 70,967,000 |
| Risk-weighted assets | 315,834,000 | 326,044,000 | 384,739,000 | 405,029,000 |