Call reports 2017
ONE COMMUNITY BANK — 2017
What ONE COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 272,405,000 | 296,960,000 | 304,122,000 | 313,978,000 |
| Total loans | 247,566,000 | 264,357,000 | 277,477,000 | 284,959,000 |
| Allowance for loan losses | 3,368,000 | 3,370,000 | 3,379,000 | 3,378,000 |
| Securities available for sale | 11,666,000 | 11,363,000 | 10,890,000 | 10,318,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,480,000 | 238,800,000 | 241,976,000 | 253,362,000 |
| Interest-bearing deposits | 165,393,000 | 182,225,000 | 188,706,000 | 193,494,000 |
| Noninterest-bearing deposits | 47,087,000 | 56,575,000 | 53,270,000 | 59,868,000 |
| Equity capital | 34,644,000 | 35,759,000 | 37,810,000 | 38,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,920,000 | 6,042,000 | 9,269,000 | 12,581,000 |
| Interest expense | 290,000 | 640,000 | 1,017,000 | 1,414,000 |
| Net interest income | 2,630,000 | 5,402,000 | 8,252,000 | 11,167,000 |
| Noninterest income | 364,000 | 858,000 | 1,434,000 | 1,962,000 |
| Noninterest expense | 1,641,000 | 3,254,000 | 4,844,000 | 6,786,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,353,000 | 3,006,000 | 4,842,000 | 6,343,000 |
| Income tax | 503,000 | 1,122,000 | 1,873,000 | 2,941,000 |
| Net income | 850,000 | 1,884,000 | 2,969,000 | 3,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,605,000 | 35,638,000 | 37,663,000 | 38,096,000 |
| Total capital | 37,777,000 | 39,008,000 | 41,042,000 | 41,474,000 |
| Risk-weighted assets | 253,607,000 | 275,677,000 | 288,346,000 | 296,566,000 |