Call reports 2012
ONE COMMUNITY BANK — 2012
What ONE COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 171,983,000 | 170,541,000 | 161,310,000 | 157,642,000 |
| Total loans | 129,331,000 | 132,527,000 | 130,019,000 | 130,861,000 |
| Allowance for loan losses | 5,086,000 | 4,214,000 | 4,236,000 | 3,844,000 |
| Securities available for sale | 11,667,000 | 8,571,000 | 8,060,000 | 8,878,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,935,000 | 136,932,000 | 132,030,000 | 128,027,000 |
| Interest-bearing deposits | 110,817,000 | 106,308,000 | 103,031,000 | 95,125,000 |
| Noninterest-bearing deposits | 28,118,000 | 30,624,000 | 28,999,000 | 32,902,000 |
| Equity capital | 20,635,000 | 21,137,000 | 21,855,000 | 22,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,863,000 | 3,889,000 | 5,744,000 | 7,512,000 |
| Interest expense | 315,000 | 602,000 | 836,000 | 1,023,000 |
| Net interest income | 1,548,000 | 3,287,000 | 4,908,000 | 6,489,000 |
| Noninterest income | 335,000 | 520,000 | 954,000 | 908,000 |
| Noninterest expense | 974,000 | 2,101,000 | 3,040,000 | 4,012,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 938,000 | 1,735,000 | 2,851,000 | 3,414,000 |
| Income tax | 187,000 | 490,000 | 918,000 | 1,135,000 |
| Net income | 760,000 | 1,266,000 | 1,984,000 | 2,408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,130,000 | 20,990,000 | 21,752,000 | 22,178,000 |
| Total capital | 21,857,000 | 22,687,000 | 23,391,000 | 23,818,000 |
| Risk-weighted assets | 140,132,000 | 138,470,000 | 132,644,000 | 131,882,000 |