Call reports 2011
ONE COMMUNITY BANK — 2011
What ONE COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 184,110,000 | 178,755,000 | 179,058,000 | 173,942,000 |
| Total loans | 140,002,000 | 140,293,000 | 136,559,000 | 134,392,000 |
| Allowance for loan losses | 1,992,000 | 5,468,000 | 6,234,000 | 5,455,000 |
| Securities available for sale | 12,656,000 | 12,953,000 | 14,019,000 | 13,638,000 |
| Securities held to maturity | 3,834,000 | 3,519,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,847,000 | 146,373,000 | 146,739,000 | 141,463,000 |
| Interest-bearing deposits | 125,896,000 | 120,953,000 | 119,645,000 | 111,443,000 |
| Noninterest-bearing deposits | 22,951,000 | 25,420,000 | 27,094,000 | 30,020,000 |
| Equity capital | 22,780,000 | 19,859,000 | 19,826,000 | 19,990,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,980,000 | 3,969,000 | 5,920,000 | 7,842,000 |
| Interest expense | 444,000 | 858,000 | 1,242,000 | 1,592,000 |
| Net interest income | 1,536,000 | 3,111,000 | 4,678,000 | 6,250,000 |
| Noninterest income | 213,000 | -217,000 | 27,000 | -223,000 |
| Noninterest expense | 1,372,000 | 2,053,000 | 3,225,000 | 4,294,000 |
| Provision for loan losses | 0 | 3,560,000 | 4,495,000 | 4,654,000 |
| Pretax income | 426,000 | -2,669,000 | -2,965,000 | -2,871,000 |
| Income tax | 0 | -190,000 | -190,000 | -190,000 |
| Net income | 426,000 | -2,479,000 | -2,775,000 | -2,681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,836,000 | 18,721,000 | 18,940,000 | 19,107,000 |
| Total capital | 24,693,000 | 20,546,000 | 20,696,000 | 20,833,000 |
| Risk-weighted assets | 148,440,000 | 150,399,000 | 143,105,000 | 140,420,000 |