Call reports 2001
ONE COMMUNITY BANK — 2001
What ONE COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 106,128,000 | 108,424,000 | 108,539,000 | 112,429,000 |
| Total loans | 69,702,000 | 68,733,000 | 72,518,000 | 72,527,000 |
| Allowance for loan losses | 689,000 | 699,000 | 712,000 | 727,000 |
| Securities available for sale | 17,667,000 | 19,173,000 | 18,257,000 | 20,629,000 |
| Securities held to maturity | 7,948,000 | 7,469,000 | 7,435,000 | 7,479,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,710,000 | 83,670,000 | 83,082,000 | 87,447,000 |
| Interest-bearing deposits | 69,963,000 | 70,410,000 | 70,536,000 | 71,968,000 |
| Noninterest-bearing deposits | 11,747,000 | 13,260,000 | 12,546,000 | 15,479,000 |
| Equity capital | 11,882,000 | 12,171,000 | 12,878,000 | 13,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,017,000 | 3,973,000 | 5,932,000 | 7,832,000 |
| Interest expense | 1,062,000 | 2,075,000 | 2,964,000 | 3,738,000 |
| Net interest income | 955,000 | 1,898,000 | 2,968,000 | 4,094,000 |
| Noninterest income | 159,000 | 360,000 | 537,000 | 780,000 |
| Noninterest expense | 451,000 | 950,000 | 1,451,000 | 1,984,000 |
| Provision for loan losses | 15,000 | 34,000 | 46,000 | 239,000 |
| Pretax income | 648,000 | 1,280,000 | 2,014,000 | 2,657,000 |
| Income tax | 199,000 | 392,000 | 627,000 | 823,000 |
| Net income | 449,000 | 888,000 | 1,387,000 | 1,834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,853,000 | 12,192,000 | 12,691,000 | 13,088,000 |
| Total capital | 12,542,000 | 12,891,000 | 13,403,000 | 13,815,000 |
| Risk-weighted assets | 66,748,000 | 70,415,000 | 73,789,000 | 73,921,000 |