Call reports 2019
ARMOR BANK — 2019
What ARMOR BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 94,758,000 | 101,295,000 | 94,949,000 | 161,186,000 |
| Total loans | 39,707,000 | 45,451,000 | 51,969,000 | 78,186,000 |
| Allowance for loan losses | 383,000 | 320,000 | 454,000 | 604,000 |
| Securities available for sale | 19,497,000 | 19,193,000 | 18,262,000 | 20,980,000 |
| Securities held to maturity | 12,000 | 10,000 | 9,000 | 8,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,429,000 | 82,755,000 | 84,819,000 | 142,270,000 |
| Interest-bearing deposits | 66,334,000 | 72,479,000 | 73,219,000 | 118,054,000 |
| Noninterest-bearing deposits | 10,095,000 | 10,276,000 | 11,600,000 | 24,216,000 |
| Equity capital | 18,199,000 | 18,330,000 | 9,887,000 | 18,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 865,000 | 1,751,000 | 2,639,000 | 4,655,000 |
| Interest expense | 130,000 | 302,000 | 508,000 | 861,000 |
| Net interest income | 735,000 | 1,449,000 | 2,131,000 | 3,794,000 |
| Noninterest income | 59,000 | 126,000 | 198,000 | 344,000 |
| Noninterest expense | 622,000 | 1,319,000 | 2,044,000 | 3,679,000 |
| Provision for loan losses | 78,000 | 160,000 | 242,000 | 404,000 |
| Pretax income | 94,000 | 96,000 | 43,000 | 55,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 94,000 | 96,000 | 43,000 | 55,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,555,000 | 17,572,000 | 9,070,000 | 16,660,000 |
| Total capital | 17,938,000 | 17,892,000 | 9,524,000 | 17,264,000 |
| Risk-weighted assets | 50,528,000 | 56,616,000 | 59,343,000 | 94,120,000 |