Call reports 2014
ARMOR BANK — 2014
What ARMOR BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 55,716,000 | 53,353,000 | 50,915,000 | 54,975,000 |
| Total loans | 20,394,000 | 19,671,000 | 19,468,000 | 18,908,000 |
| Allowance for loan losses | 351,000 | 352,000 | 348,000 | 349,000 |
| Securities available for sale | 17,822,000 | 18,994,000 | 17,993,000 | 19,825,000 |
| Securities held to maturity | 272,000 | 232,000 | 224,000 | 218,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,599,000 | 48,348,000 | 46,017,000 | 49,994,000 |
| Interest-bearing deposits | 42,875,000 | 41,805,000 | 39,981,000 | 43,413,000 |
| Noninterest-bearing deposits | 7,724,000 | 6,543,000 | 6,036,000 | 6,581,000 |
| Equity capital | 4,948,000 | 4,835,000 | 4,708,000 | 4,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 376,000 | 749,000 | 1,102,000 | 1,460,000 |
| Interest expense | 36,000 | 68,000 | 98,000 | 127,000 |
| Net interest income | 340,000 | 681,000 | 1,004,000 | 1,333,000 |
| Noninterest income | 56,000 | 129,000 | 200,000 | 272,000 |
| Noninterest expense | 427,000 | 881,000 | 1,370,000 | 1,750,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -47,000 | -95,000 | -196,000 | -175,000 |
| Income tax | -16,000 | -32,000 | -71,000 | -150,000 |
| Net income | -31,000 | -63,000 | -125,000 | -25,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,670,000 | 4,629,000 | 4,518,000 | 4,539,000 |
| Total capital | 5,021,000 | 4,981,000 | 4,866,000 | 4,888,000 |
| Risk-weighted assets | 29,731,000 | 28,911,000 | 28,634,000 | 28,678,000 |