Call reports 2012
ARMOR BANK — 2012
What ARMOR BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 51,609,000 | 49,941,000 | 49,904,000 | 54,817,000 |
| Total loans | 28,176,000 | 25,876,000 | 25,262,000 | 24,441,000 |
| Allowance for loan losses | 390,000 | 419,000 | 423,000 | 433,000 |
| Securities available for sale | 13,914,000 | 13,593,000 | 15,244,000 | 12,951,000 |
| Securities held to maturity | 412,000 | 369,000 | 361,000 | 354,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,886,000 | 45,282,000 | 45,268,000 | 50,173,000 |
| Interest-bearing deposits | 40,542,000 | 39,281,000 | 39,222,000 | 43,263,000 |
| Noninterest-bearing deposits | 6,344,000 | 6,001,000 | 6,046,000 | 6,910,000 |
| Equity capital | 4,530,000 | 4,508,000 | 4,458,000 | 4,461,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 524,000 | 1,020,000 | 1,488,000 | 1,924,000 |
| Interest expense | 97,000 | 178,000 | 251,000 | 310,000 |
| Net interest income | 427,000 | 842,000 | 1,237,000 | 1,614,000 |
| Noninterest income | 82,000 | 163,000 | 254,000 | 341,000 |
| Noninterest expense | 496,000 | 1,008,000 | 1,577,000 | 2,075,000 |
| Provision for loan losses | 30,000 | 60,000 | 75,000 | 85,000 |
| Pretax income | -26,000 | -97,000 | -206,000 | -263,000 |
| Income tax | -7,000 | -33,000 | -75,000 | -96,000 |
| Net income | -19,000 | -64,000 | -131,000 | -167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,442,000 | 5,365,000 | 5,256,000 | 5,199,000 |
| Total capital | 5,832,000 | 5,729,000 | 5,615,000 | 5,628,000 |
| Risk-weighted assets | 36,536,000 | 33,539,000 | 33,684,000 | 34,349,000 |