Call reports 2001
ARMOR BANK — 2001
What ARMOR BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 76,003,000 | 77,154,000 | 79,154,000 | 79,644,000 |
| Total loans | 38,668,000 | 40,753,000 | 40,601,000 | 40,969,000 |
| Allowance for loan losses | 296,000 | 349,000 | 333,000 | 337,000 |
| Securities available for sale | 20,206,000 | 18,993,000 | 19,926,000 | 22,221,000 |
| Securities held to maturity | 10,909,000 | 10,497,000 | 10,076,000 | 9,584,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,995,000 | 43,705,000 | 46,284,000 | 51,246,000 |
| Interest-bearing deposits | 40,232,000 | 40,542,000 | 42,001,000 | 47,808,000 |
| Noninterest-bearing deposits | 2,763,000 | 3,163,000 | 4,283,000 | 3,438,000 |
| Equity capital | 6,040,000 | 6,239,000 | 6,379,000 | 6,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,431,000 | 2,819,000 | 4,172,000 | 5,514,000 |
| Interest expense | 880,000 | 1,745,000 | 2,510,000 | 3,217,000 |
| Net interest income | 551,000 | 1,074,000 | 1,662,000 | 2,297,000 |
| Noninterest income | 88,000 | 254,000 | 348,000 | 442,000 |
| Noninterest expense | 405,000 | 803,000 | 1,281,000 | 1,713,000 |
| Provision for loan losses | 7,000 | 13,000 | 30,000 | 88,000 |
| Pretax income | 227,000 | 512,000 | 699,000 | 938,000 |
| Income tax | 83,000 | 155,000 | 223,000 | 310,000 |
| Net income | 144,000 | 357,000 | 476,000 | 628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,071,000 | 6,283,000 | 6,402,000 | 6,555,000 |
| Total capital | 6,367,000 | 6,641,000 | 6,747,000 | 6,901,000 |
| Risk-weighted assets | 45,661,000 | 48,750,000 | 46,300,000 | 46,384,000 |