Call reports 2025
GLOBAL INNOVATIONS BANK — 2025
What GLOBAL INNOVATIONS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 95,030,000 | 98,861,000 | 95,624,000 | 118,469,000 |
| Total loans | 46,160,000 | 50,265,000 | 53,331,000 | 58,097,000 |
| Allowance for loan losses | 456,000 | 511,000 | 518,000 | 540,000 |
| Securities available for sale | 174,000 | 164,000 | 154,000 | 146,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,381,000 | 90,068,000 | 86,567,000 | 109,190,000 |
| Interest-bearing deposits | 65,339,000 | 66,905,000 | 71,383,000 | 79,649,000 |
| Noninterest-bearing deposits | 21,042,000 | 23,163,000 | 15,184,000 | 29,541,000 |
| Equity capital | 8,140,000 | 8,242,000 | 8,490,000 | 8,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 906,000 | 1,958,000 | 3,048,000 | 4,188,000 |
| Interest expense | 489,000 | 1,006,000 | 1,527,000 | 2,086,000 |
| Net interest income | 417,000 | 952,000 | 1,521,000 | 2,102,000 |
| Noninterest income | 1,038,000 | 2,173,000 | 3,400,000 | 4,719,000 |
| Noninterest expense | 1,450,000 | 2,932,000 | 4,386,000 | 6,056,000 |
| Provision for loan losses | 41,000 | 95,000 | 111,000 | 158,000 |
| Pretax income | -39,000 | 97,000 | 413,000 | 599,000 |
| Income tax | 3,000 | 39,000 | 108,000 | 151,000 |
| Net income | -42,000 | 58,000 | 305,000 | 448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,146,000 | 8,247,000 | 8,494,000 | 8,636,000 |
| Total capital | 8,602,000 | 8,758,000 | 9,012,000 | 9,176,000 |
| Risk-weighted assets | 51,151,000 | 55,279,000 | 57,640,000 | 64,568,000 |