Call reports 2012
GLOBAL INNOVATIONS BANK — 2012
What GLOBAL INNOVATIONS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 18,746,000 | 17,913,000 | 17,299,000 | 18,410,000 |
| Total loans | 10,090,000 | 11,182,000 | 10,240,000 | 12,070,000 |
| Allowance for loan losses | 96,000 | 77,000 | 77,000 | 67,000 |
| Securities available for sale | 1,263,000 | 1,148,000 | 1,055,000 | 906,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,541,000 | 16,721,000 | 16,135,000 | 17,229,000 |
| Interest-bearing deposits | 15,820,000 | 14,868,000 | 14,112,000 | 15,033,000 |
| Noninterest-bearing deposits | 1,721,000 | 1,853,000 | 2,023,000 | 2,196,000 |
| Equity capital | 1,149,000 | 1,139,000 | 1,113,000 | 1,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 170,000 | 353,000 | 541,000 | 702,000 |
| Interest expense | 27,000 | 50,000 | 69,000 | 89,000 |
| Net interest income | 143,000 | 303,000 | 472,000 | 613,000 |
| Noninterest income | 21,000 | 25,000 | 25,000 | -37,000 |
| Noninterest expense | 162,000 | 319,000 | 518,000 | 601,000 |
| Provision for loan losses | 0 | 15,000 | 15,000 | 30,000 |
| Pretax income | 2,000 | -6,000 | -36,000 | -55,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,000 | -6,000 | -36,000 | -55,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,116,000 | 1,109,000 | 1,079,000 | 1,100,000 |
| Total capital | 1,212,000 | 1,186,000 | 1,156,000 | 1,167,000 |
| Risk-weighted assets | 9,751,000 | 10,000,000 | 9,417,000 | 10,566,000 |