Call reports 2014
FIRST NATIONAL BANK SOUTH DAKOTA — 2014
What FIRST NATIONAL BANK SOUTH DAKOTA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Total assets | 372,093,000 | 381,766,000 |
| Total loans | 259,482,000 | 261,791,000 |
| Allowance for loan losses | 1,958,000 | 1,881,000 |
| Securities available for sale | 43,671,000 | 42,227,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 328,894,000 | 337,840,000 |
| Interest-bearing deposits | 284,902,000 | 284,237,000 |
| Noninterest-bearing deposits | 43,992,000 | 53,603,000 |
| Equity capital | 41,128,000 | 41,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Interest income | 2,655,000 | 5,255,000 |
| Interest expense | 188,000 | 385,000 |
| Net interest income | 2,467,000 | 4,870,000 |
| Noninterest income | 608,000 | 1,247,000 |
| Noninterest expense | 2,309,000 | 4,372,000 |
| Provision for loan losses | -85,000 | -176,000 |
| Pretax income | 851,000 | 1,921,000 |
| Income tax | 313,000 | 690,000 |
| Net income | 538,000 | 1,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 |
|---|---|---|
| Tier 1 capital | 26,330,000 | 27,023,000 |
| Total capital | 28,350,000 | 28,956,000 |
| Risk-weighted assets | 196,252,000 | 199,921,000 |