Call reports 2013
FIRST NATIONAL BANK SOUTH DAKOTA — 2013
What FIRST NATIONAL BANK SOUTH DAKOTA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 381,398,000 | 370,627,000 | 367,600,000 | 378,209,000 |
| Total loans | 196,079,000 | 278,444,000 | 276,023,000 | 279,964,000 |
| Allowance for loan losses | 2,136,000 | 2,193,000 | 2,066,000 | 1,990,000 |
| Securities available for sale | 139,302,000 | 46,530,000 | 44,904,000 | 44,673,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,149,000 | 321,011,000 | 322,448,000 | 335,462,000 |
| Interest-bearing deposits | 292,288,000 | 284,854,000 | 281,710,000 | 285,465,000 |
| Noninterest-bearing deposits | 41,861,000 | 36,157,000 | 40,738,000 | 49,997,000 |
| Equity capital | 44,350,000 | 42,228,000 | 40,792,000 | 40,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,587,000 | 5,236,000 | 7,923,000 | 10,662,000 |
| Interest expense | 241,000 | 462,000 | 681,000 | 891,000 |
| Net interest income | 2,346,000 | 4,774,000 | 7,242,000 | 9,771,000 |
| Noninterest income | 1,207,000 | 1,796,000 | 2,453,000 | 3,057,000 |
| Noninterest expense | 2,491,000 | 4,855,000 | 7,304,000 | 9,715,000 |
| Provision for loan losses | -198,000 | -155,000 | -284,000 | -427,000 |
| Pretax income | 1,554,000 | 2,191,000 | 2,995,000 | 3,861,000 |
| Income tax | 589,000 | 841,000 | 1,139,000 | 1,470,000 |
| Net income | 965,000 | 1,350,000 | 1,856,000 | 2,391,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,116,000 | 27,501,000 | 26,006,000 | 25,792,000 |
| Total capital | 31,327,000 | 29,764,000 | 28,136,000 | 27,846,000 |
| Risk-weighted assets | 187,157,000 | 196,424,000 | 194,324,000 | 199,489,000 |