Call reports 2012
FIRST NATIONAL BANK SOUTH DAKOTA — 2012
What FIRST NATIONAL BANK SOUTH DAKOTA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 414,851,000 | 387,320,000 | 380,162,000 | 390,710,000 |
| Total loans | 183,370,000 | 173,313,000 | 172,570,000 | 181,196,000 |
| Allowance for loan losses | 3,552,000 | 2,980,000 | 2,364,000 | 2,371,000 |
| Securities available for sale | 153,126,000 | 164,483,000 | 159,097,000 | 152,143,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 364,584,000 | 332,541,000 | 327,752,000 | 338,182,000 |
| Interest-bearing deposits | 323,473,000 | 293,346,000 | 289,906,000 | 290,696,000 |
| Noninterest-bearing deposits | 41,111,000 | 39,195,000 | 37,846,000 | 47,486,000 |
| Equity capital | 47,762,000 | 48,932,000 | 49,789,000 | 50,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,111,000 | 6,248,000 | 9,040,000 | 11,639,000 |
| Interest expense | 434,000 | 770,000 | 1,071,000 | 1,341,000 |
| Net interest income | 2,677,000 | 5,478,000 | 7,969,000 | 10,298,000 |
| Noninterest income | 702,000 | 1,371,000 | 2,172,000 | 2,986,000 |
| Noninterest expense | 2,784,000 | 5,458,000 | 8,314,000 | 10,681,000 |
| Provision for loan losses | -260,000 | -886,000 | -1,490,000 | -1,428,000 |
| Pretax income | 855,000 | 2,277,000 | 3,317,000 | 4,031,000 |
| Income tax | 292,000 | 817,000 | 1,181,000 | 1,422,000 |
| Net income | 563,000 | 1,460,000 | 2,136,000 | 2,609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,636,000 | 33,533,000 | 34,209,000 | 34,681,000 |
| Total capital | 34,946,000 | 35,792,000 | 36,452,000 | 37,100,000 |
| Risk-weighted assets | 181,968,000 | 178,103,000 | 177,362,000 | 191,007,000 |