Call reports 2011
FIRST NATIONAL BANK SOUTH DAKOTA — 2011
What FIRST NATIONAL BANK SOUTH DAKOTA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 402,416,000 | 398,554,000 | 400,780,000 | 419,743,000 |
| Total loans | 229,318,000 | 217,865,000 | 201,649,000 | 203,551,000 |
| Allowance for loan losses | 5,234,000 | 5,200,000 | 4,621,000 | 3,872,000 |
| Securities available for sale | 76,479,000 | 70,506,000 | 83,074,000 | 78,939,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 352,835,000 | 349,074,000 | 350,913,000 | 370,285,000 |
| Interest-bearing deposits | 315,076,000 | 311,248,000 | 314,816,000 | 324,858,000 |
| Noninterest-bearing deposits | 37,759,000 | 37,826,000 | 36,097,000 | 45,427,000 |
| Equity capital | 47,260,000 | 47,319,000 | 47,659,000 | 47,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,134,000 | 7,862,000 | 11,310,000 | 14,499,000 |
| Interest expense | 633,000 | 1,268,000 | 1,879,000 | 2,446,000 |
| Net interest income | 3,501,000 | 6,594,000 | 9,431,000 | 12,053,000 |
| Noninterest income | 761,000 | 312,000 | 314,000 | 337,000 |
| Noninterest expense | 3,709,000 | 6,889,000 | 10,193,000 | 13,196,000 |
| Provision for loan losses | 2,068,000 | 2,848,000 | 2,238,000 | 2,094,000 |
| Pretax income | -1,515,000 | -2,450,000 | -2,281,000 | -2,495,000 |
| Income tax | -619,000 | -1,003,000 | -979,000 | -985,000 |
| Net income | -896,000 | -1,447,000 | -1,302,000 | -1,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,686,000 | 32,136,000 | 32,281,000 | 32,072,000 |
| Total capital | 35,637,000 | 34,796,000 | 34,745,000 | 34,495,000 |
| Risk-weighted assets | 232,924,000 | 209,179,000 | 193,889,000 | 191,380,000 |