Call reports 2010
FIRST NATIONAL BANK SOUTH DAKOTA — 2010
What FIRST NATIONAL BANK SOUTH DAKOTA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 405,245,000 | 398,738,000 | 383,646,000 | 403,399,000 |
| Total loans | 318,195,000 | 302,174,000 | 286,163,000 | 262,907,000 |
| Allowance for loan losses | 4,281,000 | 4,118,000 | 4,766,000 | 3,586,000 |
| Securities available for sale | 37,887,000 | 37,577,000 | 44,014,000 | 61,205,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 346,103,000 | 336,963,000 | 330,512,000 | 353,225,000 |
| Interest-bearing deposits | 311,243,000 | 301,515,000 | 294,360,000 | 313,348,000 |
| Noninterest-bearing deposits | 34,860,000 | 35,448,000 | 36,152,000 | 39,877,000 |
| Equity capital | 55,321,000 | 56,703,000 | 49,961,000 | 48,241,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,263,000 | 10,501,000 | 15,194,000 | 19,755,000 |
| Interest expense | 987,000 | 1,794,000 | 2,501,000 | 3,151,000 |
| Net interest income | 4,276,000 | 8,707,000 | 12,693,000 | 16,604,000 |
| Noninterest income | 813,000 | 1,674,000 | 2,467,000 | 2,681,000 |
| Noninterest expense | 3,176,000 | 6,393,000 | 9,515,000 | 12,756,000 |
| Provision for loan losses | 21,000 | 134,000 | 2,794,000 | 5,707,000 |
| Pretax income | 2,090,000 | 4,052,000 | 3,049,000 | 1,020,000 |
| Income tax | 759,000 | 1,470,000 | 1,035,000 | 280,000 |
| Net income | 1,331,000 | 2,582,000 | 2,014,000 | 740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,424,000 | 41,674,000 | 34,857,000 | 33,583,000 |
| Total capital | 44,144,000 | 45,222,000 | 38,303,000 | 36,827,000 |
| Risk-weighted assets | 296,519,000 | 282,313,000 | 273,407,000 | 258,035,000 |