Call reports 2002
FIRST NATIONAL BANK SOUTH DAKOTA — 2002
What FIRST NATIONAL BANK SOUTH DAKOTA reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 400,776,000 | 401,738,000 | 408,596,000 | 420,802,000 |
| Total loans | 291,540,000 | 306,054,000 | 311,916,000 | 316,661,000 |
| Allowance for loan losses | 4,103,000 | 3,969,000 | 4,247,000 | 4,699,000 |
| Securities available for sale | 12,695,000 | 10,301,000 | 9,960,000 | 9,430,000 |
| Securities held to maturity | 49,552,000 | 45,842,000 | 45,274,000 | 44,757,000 |
| Trading assets | 0 | 0 | 0 | 5,902,000 |
| Total deposits | 342,260,000 | 343,718,000 | 351,171,000 | 354,072,000 |
| Interest-bearing deposits | 325,202,000 | 334,891,000 | 340,344,000 | 335,381,000 |
| Noninterest-bearing deposits | 17,058,000 | 8,827,000 | 10,827,000 | 18,691,000 |
| Equity capital | 42,440,000 | 42,290,000 | 42,879,000 | 43,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,390,000 | 15,182,000 | 22,877,000 | 30,764,000 |
| Interest expense | 3,018,000 | 5,767,000 | 8,358,000 | 10,723,000 |
| Net interest income | 4,372,000 | 9,415,000 | 14,519,000 | 20,041,000 |
| Noninterest income | 823,000 | 1,665,000 | 2,488,000 | 1,784,000 |
| Noninterest expense | 3,297,000 | 6,501,000 | 9,736,000 | 13,064,000 |
| Provision for loan losses | 1,614,000 | 3,016,000 | 4,785,000 | 6,340,000 |
| Pretax income | 284,000 | 1,559,000 | 2,482,000 | 2,407,000 |
| Income tax | 77,000 | 533,000 | 856,000 | 786,000 |
| Net income | 207,000 | 1,026,000 | 1,626,000 | 1,621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,900,000 | 26,801,000 | 27,486,000 | 28,076,000 |
| Total capital | 33,117,000 | 33,027,000 | 33,842,000 | 34,448,000 |
| Risk-weighted assets | 317,177,000 | 322,929,000 | 327,787,000 | 338,829,000 |