Call reports 2001
FIRST NATIONAL BANK SOUTH DAKOTA — 2001
What FIRST NATIONAL BANK SOUTH DAKOTA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 413,025,000 | 402,507,000 | 411,899,000 | 411,947,000 |
| Total loans | 300,811,000 | 293,069,000 | 292,135,000 | 296,335,000 |
| Allowance for loan losses | 4,373,000 | 4,133,000 | 3,806,000 | 3,774,000 |
| Securities available for sale | 38,533,000 | 23,019,000 | 21,779,000 | 13,288,000 |
| Securities held to maturity | 27,828,000 | 38,522,000 | 46,074,000 | 49,888,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 358,228,000 | 347,754,000 | 356,622,000 | 352,999,000 |
| Interest-bearing deposits | 333,472,000 | 323,732,000 | 321,972,000 | 320,101,000 |
| Noninterest-bearing deposits | 24,756,000 | 24,022,000 | 34,650,000 | 32,898,000 |
| Equity capital | 43,909,000 | 44,072,000 | 44,369,000 | 42,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 8,705,000 | 17,022,000 | 25,126,000 | 32,905,000 |
| Interest expense | 4,459,000 | 8,664,000 | 12,662,000 | 16,183,000 |
| Net interest income | 4,246,000 | 8,358,000 | 12,464,000 | 16,722,000 |
| Noninterest income | 660,000 | 1,351,000 | 2,068,000 | 2,747,000 |
| Noninterest expense | 3,472,000 | 6,805,000 | 10,037,000 | 13,412,000 |
| Provision for loan losses | 1,395,000 | 2,525,000 | 3,802,000 | 5,277,000 |
| Pretax income | 39,000 | 520,000 | 839,000 | 926,000 |
| Income tax | 51,000 | 274,000 | 423,000 | 484,000 |
| Net income | -12,000 | 246,000 | 416,000 | 442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,419,000 | 27,930,000 | 28,343,000 | 26,611,000 |
| Total capital | 33,664,000 | 34,103,000 | 34,468,000 | 32,642,000 |
| Risk-weighted assets | 313,605,000 | 308,217,000 | 309,964,000 | 312,997,000 |