Call reports 2019
STATE BANK — 2019
What STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 27,931,000 | 27,719,000 | 27,512,000 |
| Total loans | 16,529,000 | 17,574,000 | 14,962,000 |
| Allowance for loan losses | 86,000 | 114,000 | 127,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 3,750,000 | 3,750,000 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 24,524,000 | 24,537,000 | 24,395,000 |
| Interest-bearing deposits | 20,049,000 | 20,020,000 | 19,435,000 |
| Noninterest-bearing deposits | 4,475,000 | 4,517,000 | 4,960,000 |
| Equity capital | 3,305,000 | 3,104,000 | 3,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 291,000 | 587,000 | 925,000 |
| Interest expense | 135,000 | 269,000 | 400,000 |
| Net interest income | 156,000 | 318,000 | 525,000 |
| Noninterest income | 16,000 | 56,000 | 77,000 |
| Noninterest expense | 274,000 | 530,000 | 859,000 |
| Provision for loan losses | 14,000 | 181,000 | 195,000 |
| Pretax income | -116,000 | -337,000 | -452,000 |
| Income tax | -28,000 | -48,000 | -103,000 |
| Net income | -88,000 | -289,000 | -349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 2,443,000 | 2,274,000 | 2,245,000 |
| Total capital | 2,529,000 | 2,388,000 | 2,372,000 |
| Risk-weighted assets | 18,940,000 | 19,428,000 | 15,970,000 |