Call reports 2018
STATE BANK — 2018
What STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 26,550,000 | 27,456,000 | 27,766,000 | 29,051,000 |
| Total loans | 15,184,000 | 16,178,000 | 16,202,000 | 16,044,000 |
| Allowance for loan losses | 57,000 | 70,000 | 84,000 | 72,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,750,000 | 3,750,000 | 3,750,000 | 3,750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,879,000 | 23,864,000 | 24,254,000 | 25,511,000 |
| Interest-bearing deposits | 16,849,000 | 17,477,000 | 17,850,000 | 19,858,000 |
| Noninterest-bearing deposits | 6,030,000 | 6,387,000 | 6,404,000 | 5,653,000 |
| Equity capital | 3,625,000 | 3,560,000 | 3,469,000 | 3,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 249,000 | 517,000 | 809,000 | 1,090,000 |
| Interest expense | 58,000 | 121,000 | 203,000 | 262,000 |
| Net interest income | 191,000 | 396,000 | 606,000 | 828,000 |
| Noninterest income | 13,000 | 29,000 | 44,000 | 56,000 |
| Noninterest expense | 322,000 | 594,000 | 896,000 | 1,192,000 |
| Provision for loan losses | 14,000 | 27,000 | 41,000 | 55,000 |
| Pretax income | -132,000 | -196,000 | -287,000 | -363,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -132,000 | -196,000 | -287,000 | -363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,639,000 | 2,605,000 | 2,545,000 | 2,500,000 |
| Total capital | 2,696,000 | 2,675,000 | 2,629,000 | 2,572,000 |
| Risk-weighted assets | 18,419,000 | 19,467,000 | 19,527,000 | 18,702,000 |