Call reports 2017
STATE BANK — 2017
What STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 24,614,000 | 23,465,000 | 23,596,000 | 25,757,000 |
| Total loans | 14,726,000 | 13,349,000 | 13,741,000 | 13,493,000 |
| Allowance for loan losses | 35,000 | 49,000 | 63,000 | 43,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,750,000 | 3,750,000 | 3,750,000 | 3,750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,822,000 | 19,624,000 | 19,756,000 | 21,975,000 |
| Interest-bearing deposits | 15,322,000 | 14,088,000 | 14,453,000 | 16,336,000 |
| Noninterest-bearing deposits | 5,500,000 | 5,536,000 | 5,303,000 | 5,639,000 |
| Equity capital | 3,756,000 | 3,801,000 | 3,788,000 | 3,756,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 226,000 | 460,000 | 675,000 | 909,000 |
| Interest expense | 26,000 | 51,000 | 86,000 | 125,000 |
| Net interest income | 200,000 | 409,000 | 589,000 | 784,000 |
| Noninterest income | 15,000 | 29,000 | 42,000 | 51,000 |
| Noninterest expense | 170,000 | 328,000 | 518,000 | 752,000 |
| Provision for loan losses | 14,000 | 28,000 | 42,000 | 56,000 |
| Pretax income | 31,000 | 82,000 | 71,000 | 27,000 |
| Income tax | 5,000 | 10,000 | 12,000 | 0 |
| Net income | 26,000 | 72,000 | 59,000 | 27,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,707,000 | 2,781,000 | 2,798,000 | 2,795,000 |
| Total capital | 2,742,000 | 2,830,000 | 2,861,000 | 2,838,000 |
| Risk-weighted assets | 16,829,000 | 16,273,000 | 16,823,000 | 16,866,000 |