Call reports 2016
STATE BANK — 2016
What STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 23,138,000 | 22,312,000 | 21,793,000 | 25,025,000 |
| Total loans | 13,610,000 | 13,589,000 | 14,301,000 | 14,994,000 |
| Allowance for loan losses | 5,000 | 19,000 | 33,000 | 47,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 1,000,000 | 3,750,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,413,000 | 18,540,000 | 17,987,000 | 21,198,000 |
| Interest-bearing deposits | 14,969,000 | 13,453,000 | 13,196,000 | 16,424,000 |
| Noninterest-bearing deposits | 4,444,000 | 5,087,000 | 4,791,000 | 4,774,000 |
| Equity capital | 3,708,000 | 3,743,000 | 3,764,000 | 3,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 80,000 | 273,000 | 470,000 | 690,000 |
| Interest expense | 9,000 | 20,000 | 35,000 | 54,000 |
| Net interest income | 71,000 | 253,000 | 435,000 | 636,000 |
| Noninterest income | 6,000 | 22,000 | 37,000 | 50,000 |
| Noninterest expense | 46,000 | 187,000 | 343,000 | 499,000 |
| Provision for loan losses | 5,000 | 19,000 | 33,000 | 47,000 |
| Pretax income | 26,000 | 69,000 | 96,000 | 140,000 |
| Income tax | 3,000 | 12,000 | 18,000 | 22,000 |
| Net income | 23,000 | 57,000 | 78,000 | 118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,542,000 | 2,605,000 | 2,655,000 | 2,725,000 |
| Total capital | 2,547,000 | 2,624,000 | 2,688,000 | 2,772,000 |
| Risk-weighted assets | 14,582,000 | 14,387,000 | 15,289,000 | 16,659,000 |