Call reports 2015
STATE BANK — 2015
What STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 23,499,000 | 24,387,000 | 24,420,000 | 25,316,000 |
| Total loans | 13,810,000 | 14,609,000 | 14,641,000 | 14,547,000 |
| Allowance for loan losses | 127,000 | 130,000 | 133,000 | 136,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,323,000 | 19,257,000 | 19,187,000 | 20,255,000 |
| Interest-bearing deposits | 12,999,000 | 13,544,000 | 13,201,000 | 14,613,000 |
| Noninterest-bearing deposits | 5,324,000 | 5,713,000 | 5,986,000 | 5,642,000 |
| Equity capital | 5,124,000 | 5,077,000 | 5,184,000 | 5,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 176,000 | 367,000 | 564,000 | 764,000 |
| Interest expense | 8,000 | 17,000 | 28,000 | 41,000 |
| Net interest income | 168,000 | 350,000 | 536,000 | 723,000 |
| Noninterest income | 15,000 | 32,000 | 46,000 | 63,000 |
| Noninterest expense | 100,000 | 198,000 | 288,000 | 376,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 80,000 | 178,000 | 285,000 | 398,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 80,000 | 178,000 | 285,000 | 398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,124,000 | 5,077,000 | 5,184,000 | 5,047,000 |
| Total capital | 5,251,000 | 5,207,000 | 5,317,000 | 5,183,000 |
| Risk-weighted assets | 12,717,000 | 13,682,000 | 13,783,000 | 13,951,000 |