Call reports 2014
STATE BANK — 2014
What STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 23,064,000 | 22,561,000 | 22,588,000 | 23,050,000 |
| Total loans | 12,128,000 | 11,974,000 | 13,829,000 | 13,416,000 |
| Allowance for loan losses | 125,000 | 125,000 | 125,000 | 130,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,905,000 | 17,315,000 | 17,270,000 | 17,957,000 |
| Interest-bearing deposits | 13,134,000 | 12,544,000 | 12,049,000 | 13,100,000 |
| Noninterest-bearing deposits | 4,771,000 | 4,771,000 | 5,221,000 | 4,857,000 |
| Equity capital | 5,101,000 | 5,184,000 | 5,150,000 | 5,044,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 159,000 | 329,000 | 502,000 | 685,000 |
| Interest expense | 9,000 | 16,000 | 24,000 | 31,000 |
| Net interest income | 150,000 | 313,000 | 478,000 | 654,000 |
| Noninterest income | 13,000 | 28,000 | 45,000 | 59,000 |
| Noninterest expense | 100,000 | 196,000 | 292,000 | 393,000 |
| Provision for loan losses | 0 | 0 | 0 | 5,000 |
| Pretax income | 63,000 | 145,000 | 231,000 | 315,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 63,000 | 145,000 | 231,000 | 315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,101,000 | 5,184,000 | 5,150,000 | 5,044,000 |
| Total capital | 5,226,000 | 5,309,000 | 5,275,000 | 5,174,000 |
| Risk-weighted assets | 11,430,000 | 11,162,000 | 12,707,000 | 12,480,000 |