Call reports 2013
STATE BANK — 2013
What STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 23,981,000 | 24,043,000 | 22,640,000 | 24,236,000 |
| Total loans | 10,959,000 | 10,916,000 | 11,250,000 | 11,861,000 |
| Allowance for loan losses | 125,000 | 125,000 | 125,000 | 125,000 |
| Securities available for sale | 983,000 | 729,000 | 726,000 | 226,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,790,000 | 18,841,000 | 16,655,000 | 19,134,000 |
| Interest-bearing deposits | 13,660,000 | 13,394,000 | 11,914,000 | 14,776,000 |
| Noninterest-bearing deposits | 5,130,000 | 5,447,000 | 4,741,000 | 4,358,000 |
| Equity capital | 5,117,000 | 5,121,000 | 5,202,000 | 5,039,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 162,000 | 321,000 | 479,000 | 648,000 |
| Interest expense | 9,000 | 17,000 | 25,000 | 34,000 |
| Net interest income | 153,000 | 304,000 | 454,000 | 614,000 |
| Noninterest income | 11,000 | 28,000 | 44,000 | 60,000 |
| Noninterest expense | 81,000 | 165,000 | 246,000 | 342,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 83,000 | 167,000 | 252,000 | 332,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 83,000 | 167,000 | 251,000 | 331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,109,000 | 5,117,000 | 5,201,000 | 5,039,000 |
| Total capital | 5,234,000 | 5,242,000 | 5,326,000 | 5,164,000 |
| Risk-weighted assets | 10,543,000 | 10,583,000 | 10,662,000 | 11,455,000 |