Call reports 2012
STATE BANK — 2012
What STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 23,216,000 | 22,748,000 | 23,240,000 | 24,308,000 |
| Total loans | 10,130,000 | 10,104,000 | 10,654,000 | 10,460,000 |
| Allowance for loan losses | 125,000 | 125,000 | 125,000 | 125,000 |
| Securities available for sale | 991,000 | 990,000 | 989,000 | 987,000 |
| Securities held to maturity | 155,000 | 155,000 | 155,000 | 155,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,033,000 | 16,521,000 | 16,968,000 | 18,200,000 |
| Interest-bearing deposits | 12,742,000 | 12,356,000 | 12,566,000 | 13,859,000 |
| Noninterest-bearing deposits | 4,291,000 | 4,165,000 | 4,402,000 | 4,341,000 |
| Equity capital | 6,111,000 | 6,148,000 | 6,189,000 | 6,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 173,000 | 345,000 | 513,000 | 683,000 |
| Interest expense | 11,000 | 20,000 | 29,000 | 37,000 |
| Net interest income | 162,000 | 325,000 | 484,000 | 646,000 |
| Noninterest income | 19,000 | 36,000 | 55,000 | 71,000 |
| Noninterest expense | 83,000 | 173,000 | 260,000 | 362,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 98,000 | 188,000 | 279,000 | 355,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 98,000 | 187,000 | 278,000 | 354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,095,000 | 6,133,000 | 6,175,000 | 6,025,000 |
| Total capital | 6,220,000 | 6,258,000 | 6,300,000 | 6,150,000 |
| Risk-weighted assets | 10,090,000 | 9,990,000 | 10,551,000 | 10,751,000 |