Call reports 2011
STATE BANK — 2011
What STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 23,107,000 | 23,000,000 | 22,959,000 | 23,130,000 |
| Total loans | 10,101,000 | 9,867,000 | 10,281,000 | 9,933,000 |
| Allowance for loan losses | 185,000 | 185,000 | 125,000 | 125,000 |
| Securities available for sale | 1,272,000 | 1,280,000 | 1,275,000 | 769,000 |
| Securities held to maturity | 365,000 | 365,000 | 365,000 | 365,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,897,000 | 16,737,000 | 16,833,000 | 17,042,000 |
| Interest-bearing deposits | 13,147,000 | 12,321,000 | 12,036,000 | 13,062,000 |
| Noninterest-bearing deposits | 3,750,000 | 4,416,000 | 4,797,000 | 3,980,000 |
| Equity capital | 6,144,000 | 6,190,000 | 6,044,000 | 6,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 186,000 | 373,000 | 547,000 | 723,000 |
| Interest expense | 14,000 | 27,000 | 39,000 | 51,000 |
| Net interest income | 172,000 | 346,000 | 508,000 | 672,000 |
| Noninterest income | 15,000 | 56,000 | 74,000 | 91,000 |
| Noninterest expense | 118,000 | 245,000 | 364,000 | 493,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 69,000 | 157,000 | 218,000 | 270,000 |
| Income tax | 0 | 1,000 | 2,000 | 2,000 |
| Net income | 69,000 | 156,000 | 216,000 | 268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,122,000 | 6,160,000 | 6,019,000 | 5,997,000 |
| Total capital | 6,251,000 | 6,289,000 | 6,144,000 | 6,122,000 |
| Risk-weighted assets | 10,273,000 | 10,233,000 | 10,654,000 | 10,190,000 |