Call reports 2010
STATE BANK — 2010
What STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 21,326,000 | 21,188,000 | 21,734,000 | 23,212,000 |
| Total loans | 10,861,000 | 10,994,000 | 10,552,000 | 10,137,000 |
| Allowance for loan losses | 181,000 | 182,000 | 183,000 | 184,000 |
| Securities available for sale | 268,000 | 1,033,000 | 1,037,000 | 1,274,000 |
| Securities held to maturity | 290,000 | 290,000 | 290,000 | 290,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,205,000 | 15,033,000 | 15,558,000 | 17,071,000 |
| Interest-bearing deposits | 11,538,000 | 11,806,000 | 11,706,000 | 13,538,000 |
| Noninterest-bearing deposits | 3,667,000 | 3,227,000 | 3,852,000 | 3,533,000 |
| Equity capital | 6,058,000 | 6,091,000 | 6,108,000 | 6,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 217,000 | 436,000 | 648,000 | 839,000 |
| Interest expense | 23,000 | 41,000 | 58,000 | 73,000 |
| Net interest income | 194,000 | 395,000 | 590,000 | 766,000 |
| Noninterest income | 16,000 | 32,000 | 48,000 | 64,000 |
| Noninterest expense | 121,000 | 244,000 | 366,000 | 501,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 89,000 | 183,000 | 272,000 | 329,000 |
| Income tax | 0 | 1,000 | 2,000 | 2,000 |
| Net income | 89,000 | 182,000 | 270,000 | 327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,040,000 | 6,058,000 | 6,071,000 | 6,054,000 |
| Total capital | 6,169,000 | 6,190,000 | 6,203,000 | 6,185,000 |
| Risk-weighted assets | 10,326,000 | 10,543,000 | 10,544,000 | 10,398,000 |