Call reports 2009
STATE BANK — 2009
What STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 21,098,000 | 21,974,000 | 20,196,000 | 22,020,000 |
| Total loans | 11,410,000 | 11,891,000 | 11,380,000 | 10,839,000 |
| Allowance for loan losses | 180,000 | 180,000 | 180,000 | 180,000 |
| Securities available for sale | 522,000 | 268,000 | 269,000 | 265,000 |
| Securities held to maturity | 495,000 | 425,000 | 425,000 | 425,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,082,000 | 15,951,000 | 14,157,000 | 15,989,000 |
| Interest-bearing deposits | 11,836,000 | 11,731,000 | 11,212,000 | 12,762,000 |
| Noninterest-bearing deposits | 3,246,000 | 4,220,000 | 2,945,000 | 3,227,000 |
| Equity capital | 5,935,000 | 5,934,000 | 5,953,000 | 5,966,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 262,000 | 533,000 | 770,000 | 998,000 |
| Interest expense | 39,000 | 74,000 | 105,000 | 129,000 |
| Net interest income | 223,000 | 459,000 | 665,000 | 869,000 |
| Noninterest income | 16,000 | 34,000 | 50,000 | 61,000 |
| Noninterest expense | 118,000 | 249,000 | 377,000 | 495,000 |
| Provision for loan losses | 0 | 0 | 0 | 4,000 |
| Pretax income | 121,000 | 244,000 | 338,000 | 431,000 |
| Income tax | 3,000 | 4,000 | 5,000 | 5,000 |
| Net income | 118,000 | 240,000 | 333,000 | 426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,913,000 | 5,916,000 | 5,935,000 | 5,951,000 |
| Total capital | 6,047,000 | 6,059,000 | 6,068,000 | 6,084,000 |
| Risk-weighted assets | 10,743,000 | 11,414,000 | 10,610,000 | 10,637,000 |