Call reports 2008
STATE BANK — 2008
What STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 21,415,000 | 21,759,000 | 20,462,000 | 23,092,000 |
| Total loans | 10,561,000 | 10,560,000 | 11,379,000 | 11,432,000 |
| Allowance for loan losses | 180,000 | 180,000 | 180,000 | 180,000 |
| Securities available for sale | 1,041,000 | 1,019,000 | 1,015,000 | 1,029,000 |
| Securities held to maturity | 760,000 | 680,000 | 620,000 | 625,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,657,000 | 15,958,000 | 14,605,000 | 17,187,000 |
| Interest-bearing deposits | 12,115,000 | 12,571,000 | 11,255,000 | 14,252,000 |
| Noninterest-bearing deposits | 3,542,000 | 3,387,000 | 3,350,000 | 2,935,000 |
| Equity capital | 5,673,000 | 5,712,000 | 5,765,000 | 5,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 316,000 | 602,000 | 889,000 | 1,168,000 |
| Interest expense | 75,000 | 124,000 | 170,000 | 214,000 |
| Net interest income | 241,000 | 478,000 | 719,000 | 954,000 |
| Noninterest income | 16,000 | 35,000 | 55,000 | 75,000 |
| Noninterest expense | 117,000 | 237,000 | 366,000 | 495,000 |
| Provision for loan losses | 0 | 0 | 0 | 6,000 |
| Pretax income | 140,000 | 276,000 | 408,000 | 528,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 140,000 | 276,000 | 408,000 | 528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,632,000 | 5,693,000 | 5,750,000 | 5,796,000 |
| Total capital | 5,762,000 | 5,824,000 | 5,885,000 | 5,937,000 |
| Risk-weighted assets | 10,387,000 | 10,470,000 | 10,745,000 | 11,225,000 |